Financial Planning

For Those Who Feel They Have No Finances to Plan

Michael B. Rubin

Michael Rubin

Many college graduates think financial planning is only for those who are much older, have a lot more money than they do, or both.  In Financial Planning for Those Who Feel They Have No Finances to Plan, Michael Rubin, author of Beyond Paycheck to Paycheck and founder of the financial education company Total Candor®, puts an end to this myth and creates a sense of urgency. By bringing audience members to a common mindset about the financial changes and challenges ahead of them without planning, they leave this event empowered—with both the tools and the motivation necessary to take control of their financial futures.

While each seminar is customized based on the ultimate results of an optional web-based questionnaire and desired length of seminar, the following critical topics are often included:

  • Don’t be cheap, be fiscally responsible—financial psychology
  • You’ll never have more time than you do right now—the miracle of compounding interest
  • Debt sucks (your money away)—debt management
  • How to create your successful savings profile—top saving strategies and why they matter
  • The relationship of income and wealth—wealthy with a low salary, poor despite a high salary
  • The three-legged stool of retirement planning—Social Security, pension, personal savings
  • Don’t meet Gary!—the right questions to ask any prospective financial planner
  • How much is enough for retirement?
  • Ira Roth is not your congressman—the relative advantages of a 401(k), an IRA, and a Roth IRA and when to use each
  • Haven’t started yet?  Start here. Today.
  • Make the right choice:  Take advantage of your benefits
  • Where do you go from here? Total Candor’s quick start checklist
  • Questions & Answers

About

Financial Planning for Those Who Feel They Have No Finances to Plan is conducted by Michael B. Rubin, Founder of the financial education company Total Candor®. Michael uses the content from his book Beyond Paycheck to Paycheck, as well as his firsthand experience as a Certified Public Accountant and Certified Financial Planner™ professional to provide audiences a unique and entertaining perspective of personal finance. 

In addition to his experience providing sophisticated financial advice to affluent clients, Michael has been a key source of information for over a decade to countless others. He speaks passionately about and provides guidance on virtually all personal financial planning topics.

As a true expert gifted in simplifying money matters, Michael has appeared in various media, including Fox News Chicago, radio stations across the country, and national media such as latimes.com, The Wall Street Journal, SmartMoney.com, Financial Advisor Magazine, and Investment News.

Information & Pricing

For more information and pricing about Financial Planning: For Those Who Feel They Have No Finances to Plan, please visit www.totalcandor.com